Waive Your School's Insurance
Welcome to the Waive Your School’s Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.
2015-2016 Waiver Information
- Hard Waiver Student Eligibility
- Student Waiver Instructions
- Ph.D and Ed.D Students
- F1,J1 Rutgers Visa Sponsored Students
- Open Enrollment Periods
- Qualifying Life Event
Hard Waiver Student Eligibility
All full time domestic and Non F1, J1 Rutgers Visa Sponsored students taking at least: 12 credits for Undergraduate, 9 credits for Graduate, and ALL F1, J1 Rutgers Visa sponsored students are automatically enrolled in this insurance Plan and the premium is added to their tuition billing, unless proof of comparable coverage is furnished.
Visiting Scholars, EOF, PALS and Early Start Programs are required to purchase this insurance Plan, unless proof of comparable coverage is furnished.
Full-Time Domestic & Non F1,J1 Rutgers Visa Sponsored Students and Dependents Rates
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Fall
8/15/15 – 1/14/16
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Spring/Summer
1/15/16 – 8/14/16
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Full-Time Domestic & Non F1,J1 Rutgers Visa Sponsored Students
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$ 762.50
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$ 1,061.50
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Spouse
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$762.50
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$1,061.50
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One Child
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$762.50
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$1,061.50
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Two or More Children
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$1,525.00
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$2,123.00
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Spouse + Two or More Children
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$2,287.50
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$3,184.50
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Waiver Deadlines:
- Fall Enrollment Deadline: 9/18/15
- Spring/Summer Enrollment Deadline: 2/5/16
- Summer Enrollment Deadline: 6/30/16 (For full time undergraduate students taking 6 or more credits and full time graduate students taking 6 or more credits in the summer term and accepted into Rutgers in the Fall 2016 semester.)
Full-Time Domestic & Non F1,J1 Rutgers Visa Sponsored Students
You are required to have health insurance to attend Rutgers, The State University of New Jersey. You must complete an on-line waiver or enroll in the University’s policy each semester.
Online only degree programs and non-matriculated students registered for online courses only do not fulfill the Eligibility requirements.
Ph.D and Ed.D Students
- Ph.D
- Ed.D students (taking only research credits)
- Part-Time considered Full-Time by the student’s department
Are Eligible to enroll. Visit: http://riskmanagement.rutgers.edu/student-information/forms for the enrollment form. You do not enroll online.
F1,J1 Rutgers Visa Sponsored Students
- F1, J1 Rutgers Visa Sponsored Students(2015-519-2)
Are automatically enrolled each semester by the Center for Global Services. Students can submit a waiver form for themselves, or enroll a dependent at: http://globalservices.rutgers.edu
F1,J1 Rutgers Visa Sponsored Students and Dependents Rates
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Fall
8/15/15 – 1/14/16
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Spring/Summer
1/15/16 – 8/14/16
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F1,J1 Rutgers Visa Sponsored Students
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$ 912.00
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$ 912.00
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Spouse
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$762.50
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$1,061.50
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One Child
|
$762.50
|
$1,061.50
|
Two or More Children
|
$1,525.00
|
$2,123.00
|
Spouse + Two or More Children
|
If you have Eligible Dependents in the fall or, are a student in the fall semester and Eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of 9/18/15*, your Dependents or you, will not be Eligible to enroll again until the start of the
Spring/Summer unless you experience a Qualifying Life Event during the year.
*For new Dependents or new or renewing students in the spring semester, your open enrollment deadline is 2/5/16.
*For new Dependents or new students in the summer semester, your open enrollment deadline is 6/30/16.
If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage.After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.
Please CONTACT US for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.