Our Partner in Good Health

Waive Your School's Insurance


Welcome to the Waive Your School’s Insurance Center!

This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.

The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.


2016 – 2017 Waiver Information



Hard Waiver Student Eligibility

  • All Undergraduate Students enrolled in 6 or more credit hours


Are required to show proof of insurance by completing an online waiver or by enrolling in the Student Health Insurance Plan by the deadlines listed below. All hard waiver students are required to enroll/waive every fall or if you are a new incoming spring student, enroll/waive in the spring. Enrolling/waiving coverage in the previous school year does not exempt you from enrolling/waiving coverage in the next.


For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)


Hard Waiver Student – Waiver Instructions

Waiver Deadlines:

  • Annual Waiver Deadline: 9/15/16
  • Spring Waiver Deadline: 2/15/17
  • Summer Waiver Deadline: For the Summer Session, enrollment is voluntary and you are not required to enroll / waive coverage.



After you verify that you are a hard waiver student and have other insurance you will need:

  • Your current health insurance plan ID card,
  • Your 9 digit university ID number (found on your admissions letter or obtained by calling 301-314-8385)


Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:

  • Approval e-mail– Your waiver was approved. You should print this e-mail and save it with your records.
  • Pending e-mail – Your insurance information is being reviewed. You will receive a second e-mail within a few days.
  • Denial e-mail– Your waiver was denied. If you would like us to look this over or if you answered a question incorrectly, please the UMD Student Health Insurance Office.

Graduate Students

A Voluntary Students for your school is a Graduate Student (enrolled in at least 1 credit hour) and visiting scholars regardless of credit hours. Voluntary students are not required to waive out of your schools plan.


Open Enrollment Periods


Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 15, 2016 you or your dependents will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event” during the year.

*For new dependents or new or renewing students in the Spring Semester, your open enrollment deadline is February 15, 2017.

*For new dependents or new or renewing students in the Summer Semester enrollment is voluntary and you are not required to enroll/waive coverage.


Qualifying Life Event

If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage.After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.

Please CONTACT US for cost and enrollment information as a Qualifying Life Event.


If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US

We are always happy to help in any way.

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