Enroll Now-Health Insurance
Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.
We suggest you review the brochure for your rates, effective dates and optional coverages before starting the enrollment process. The plan’s benefits can be found in the brochure within the Schedule of Benefits section with the exclusions towards the back.
2015-2016 Enrollment Information
View your school’s BROCHURE
- Hard Waiver Student Eligibility
- Hard Waiver Student Enrollment Instructions
- New Brunswick Graduate Fellows
- Less than full appointment Teaching and Graduate Assistants (TA’s/GA’s)
- Full Appointement Teaching and Graduate Assistants (TAs/GAs)
- Open Enrollment Periods
- Qualifying Life Event
Hard Waiver Student Eligibility
All Full-time Postdoctoral Fellows, Graduate Fellows who have been awarded a Full Fellowship from internal or external sources, and less than full appointment Teaching and Graduate Assistants are eligible to enroll in this insurance plan.
Begin the enrollment process by following the instructions below.
Hard Waiver Student Enrollment Instructions
Postdoctoral Fellows
All full-time Postdoctoral Fellows and eligible dependents (at fellow’s expense) will need to complete a Health Insurance Enrollment form. Postdoctoral Fellows in a legacy UMDNJ position at Rutgers should submit the enrollment form to the RBHS Risk & Claims Office.
Postdoctoral Fellows in a Rutgers position should submit the completed application to their department.
Enrollment Deadlines:
- Annual/Fall Enrollment Deadline: within 60 Days of Date of Hire
Students and Dependents Rates
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Coverage Period
9/1/15 – 8/31/16
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Students
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Spouse
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One Child
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Two or More Children
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Spouse + Two or More Children
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Monthly
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$152.00
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$152.00
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$152.00
|
$304.00
|
$456.00
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New Brunswick Graduate Fellows
Upon eligibility determination by the Graduate School Dean’s Office, you will be automatically enrolled in the Graduate Fellows plan by the Student Health Insurance Office. No Waiver Action is required.
- Annual/Fall Enrollment Deadline: Within 60 Days of Date of Hire
Students and Dependents Rates
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|||||
Coverage Period
9/1/15 – 8/31/16
|
Students
|
Spouse
|
One Child
|
Two or More Children
|
Spouse + Two or More Children
|
Monthly
|
$152.00
|
$152.00
|
$152.00
|
$304.00
|
$456.00
|
Upon eligibility determination, will be automatically enrolled by Rutgers University Human Resources (UHR) in the Student Injury and Sickness Plan for less than full appointment Teaching and Graduate Assistants plan. No Waiver Action required. Once on payroll call UHR to ensure your enrollment.
- Annual/Fall Enrollment Deadline: Within 60 Days of Date of Hire
Students and Dependents Rates
|
|||||
Coverage Period
9/1/15 – 8/31/16
|
Students
|
Spouse
|
One Child
|
Two or More Children
|
Spouse + Two or More Children
|
Monthly
|
$152.00
|
$152.00
|
$152.00
|
$304.00
|
$456.00
|
Are required to waive the student health insurance online by the posted deadline. Failure to waive online before the deadline will result in a non-refundable charge and students will be responsible for the premium even if you have other health insurance coverage. Full appointment TAs/GAs are eligible for the State Health Benefits plan. You must enroll with University Human Resources (UHR).
Open Enrollment Periods for all Dependents and Students: If you have eligible Dependents in the fall or, are a student in the fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Enrollment Deadline within 60 days of date of hire, your Dependents or you, will not be eligible to enroll again until the start of the fall of the next policy year unless you experience a “Qualifying Life Event” during the year.
Students who did not enroll themselves or their dependent(s) during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
- Acquiring a new family member
- Marriage/Civil Union
- Divorce
- Loss or change of Job
- Expiration of Benefits
If you and/or your dependents meet the requirements for a Qualifying Life Event, you will need to provide the following:
- Proof of qualifying life event/proof of involuntary loss of coverage
- Enrollment Form
- Payment
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or dependents will no longer be eligible to enroll in the plan, until fall of the following school year.
Please Contact Us for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.