Waive Your School's Insurance
Welcome to the Waive Your School’s Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.
2015-2016 Waiver Information
- Hard Waiver Student Eligibility
- Postdoctoral Fellows
- New Brunswick Graduate Fellows
- Less than Full Appointment Teaching and Graduate Assistants (TA’s/GA’s)
- Full Appointment Teaching and Graduate Assistants (TA’s/GA’s)
- Open Enrollment Periods
- Qualifying Life Event
Hard Waiver Student Eligibility
All Full-time Postdoctoral Fellows, Graduate Fellows who have been awarded a Full Fellowship from internal or external sources, and less than full appointment Teaching and Graduate Assistants.
- Full-time Postdoctoral Fellow students
All full-time Postdoctoral Fellows and eligible dependents (at fellow’s expense) will need to complete a Health Insurance Enrollment form. Postdoctoral Fellows in a legacy UMDNJ position at Rutgers should submit the enrollment form to the RBHS Risk & Claims Office.
Postdoctoral Fellows in a Rutgers position should submit the completed application to their department.
- Annual/Fall Enrollment Deadline: within 60 Days of Date of Hire
Students and Dependents Rates
|
|||||
Coverage Period
9/1/15 – 8/31/16
|
Students
|
Spouse
|
One Child
|
Two or More Children
|
Spouse + Two or More Children
|
Monthly
|
$152.00
|
$152.00
|
$152.00
|
$304.00
|
$456.00
|
New Brunswick Graduate Fellows
- New Brunswick Graduate Fellows
Upon eligibility determination by the Graduate School Dean’s Office, you will be automatically enrolled in the Graduate Fellows plan by the Student Health Insurance Office. No Waiver Action required, UNLESS you are declining the Graduate Fellow Health Insurance.
If you are declining, then you must complete a waiver form for the Student Health Insurance Policy.
- Annual/Fall Enrollment Deadline: Within 60 Days of Date of Hire
Less than full appointment Teaching and Graduate Assistants (TAs/GAs)
- Less than full appointment Teaching and Graduate Assistants (TAs/GAs)
Upon eligibility determination will be automatically enrolled by Rutgers University Human Resources (UHR) in the Student Injury and Sickness Plan for less than full appointment Teaching and Graduate Assistants plan. No Waiver Action required. Once you are on payroll call UHR to ensure your enrollment.
- Annual/Fall Enrollment Deadline: Within 60 Days of Date of Hire
Full Appointment Teaching and Graduate Assistants (TAs/GAs)
You are not eligible to enroll in this plan (2015-202826-1). Full appointment TAs/GAs are eligible for the State Health Benefits plan and must contact UHR for enrollment. Visit http://uhr.rutgers.edu/teaching-assistants-graduate-assistants for more information.
HOWEVER, you are required to waive the student health insurance plan 2015-519-2 online by the posted deadline date. Please go back one page and select the Graduate/Medical School option and complete the online waiver form. Failure to waive online before the deadline will result in a non-refundable charge and students will be responsible for the premium even if you have other health insurance coverage. Visit http://uhr.rutgers.edu/teaching-assistants-graduate-assistants for more information.
Open Enrollment Periods for all Dependents and Students: If you have eligible dependents in the Fall or are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Fall Enrollment Deadline of *within 60 Days of Date of Hire, you or your dependents will not be eligible to enroll again until the start of the Spring/Summer unless you experience a “Qualifying Life Event” during the year.
If you did not enroll during your open enrollment period and have since lost coverage under your original plan, you may qualify for a Qualifying Life Event upon providing proof of involuntary loss of coverage and payment within 30 days of losing coverage. (example: marriage, divorce, loss of job, etc) The enrollment form, check or money order, and the letter of creditable coverage must be received within 30 days of losing coverage.After 30 days the student will no longer be eligible to enroll in the plan until Fall of the following school year.
Please CONTACT US for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.